| | Letter Size Mortgage Application This is an unofficial version of the standard legal size loan application that has been reconfigured to print on letter size paper. Most people do not have legal size paper in their printers so they end up with a hard to read reduced copy which is almost useless. Feel free to download the application form for your own use as a worksheet which your lender can transcribe to the Uniform Residential Loan Application (URLA form 1003). If you are a lender or mortgage broker you are also welcome to use it but without any warranties of any kind.
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This website is not a solicitation for mortgage brokers
Rates vary with geographic location, lender, transaction type, credit scores and other factors
APR is abbreviation for annual percentage rate
Rates change frequently and these rates may not reflect the latest market conditions
Expressed interest rate may change or be unavailable at commitment or closing
Most rates based on primary residence, purchase transaction
Cash out refinance rates may be slightly higher
Some loans may have pre-payment penalties
Rates on some programs may require higher down payments
This is only a brief summary of rates and programs and possible fees, call for additional information on underwriting requirements
and program limitations. Guidelines posted here are general in nature and subject to change without notice.
Rates must be locked by phone or in person.
Mortgage calculators are believed to be accurate but results are not guaranteed
All information published on this web site is believed to be accurate but cannot be guaranteed, errors may occur
This site has been built and is maintained by Bill Meyers
Bill Meyers is employed as a mortgage loan consultant for one of the nation's largest residential lenders. Bill works as an employee and not a mortgage broker. This is Bill's personal web site and not the official web site of any bank or mortgage company. Please consider all information posted on this site to be general in nature and representative of mortgage rates and policies that may be available from various sources. Bill is located in Naples Florida. Bill can be reached on his cell phone at 239-566-8484 or email
Home Mortgage Rates
 Equal Housing Lender
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