Florida Mortgage Rates
Bill Meyers,  Loan Officer
Phone: 239-566-8484 or Toll free 877- 994-9589
9955 Tamiami Trail North, Suite 2
Naples Florida 34108

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How to apply for a no income verification mortgage...

Applications can be made by telephone, fax or mail.  If you are in the Naples or Marco Island area we can meet at our office or a location convenient for you.

Phone toll free 877-994-9589
Fax  239-596-5155

Call for an appointment at our Naples Florida office

Print a mortgage application form (pdf file)   Mortgage Application Forms   Adobe® Acrobat® Reader™ required.   Be sure to set your print options to legal size if you have it available.

If you don't have Adobe® Acrobat® Reader™ you can you can download the free viewing software and print Adobe PDF  files

 

Documentation requirements for the no income verification loan (additional documents may be needed)
We have many different types of programs with different requirements.  Please call to discuss what documents are
needed for your application.  Below are some general guidelines.

Income
Please state your actual income on the loan application.  This amount will be used to calculate debt ratios during the underwriting process.  If you are applying for a no-ratio loan, do not state income at all.

Assets  (not required on a no income no asset loan)
Two months bank statements (all pages)
One month of investment and IRA statements (all pages)

Sales contract
Be sure to include all pages, contract must be signed by all parties

Refinance loans
In addition to the above,  copies of deed, owner's title insurance, survey, hazard and flood insurance

 

 

Rates vary with geographic location
APR is abbreviation for annual percentage rate
Rates change frequently and these rates may not reflect the latest market conditions.
Rates based on primary residence, purchase transaction, with tax and insurance escrows
Re-finance rates may be slightly higher
Rates on some programs may require higher down payments
This is only a brief summary of rates and programs and possible fees, call for additional information on underwriting requirements
and program limitations.  Rates must be locked by phone or in person.
Mortgage calculators are believed to be accurate but results are not guaranteed

Bill Meyers is employed as a  mortgage loan officer for bank whose main office is located in Cleveland Ohio and has branches in Florida, Ohio, Arizona and other states.  Bill is an employee of the bank and not a mortgage broker. He is prohibited by his employer from listing the bank name on this personal website.  Please consider all information posted on this site to be general in nature and representative of mortgage rates and policies that may be available from various sources.  Bill is located at 9955 Tamiami Trail North in Naples Florida.  Bill can be reached at 239-566-8484  or toll free at 877-994-9589.  Please call for full information.

 

Equal Housing Lender