Florida Mortgage Rates
Bill Meyers,  Loan Consultant
Phone: 239-566-8484
Toll Free 877-994-9589

Naples Florida and Annapolis Maryland

Home         Mortgage Rates and Calculator

                                 Calculate your Florida refinance closing costs
Automated Florida refinance closing costs estimate (Not an actual Good Faith Estimate)        
Enter your information, use TAB key to move from field to field  
 
 
Term of loan in years Enter any additional fees not listed  
Interest rate Escrow taxes and insurance yes/no?  
Points if any Auto debit your monthly payments?    
Annual cost of insurance Is property a condominium yes/no?  
Amount of existing owner's title insurance Do you have a valid survey yes/no?  
 
Loan to value ratio Monthly payments  
Lender closing costs Principal and interest payment  
Discount points Taxes  
Funding and review fee  $                 405.00 Insurance  
Payment processing (if not auto debit) Private mortgage insurance estimate*  
Wire transfer fee  $                  35.00 Total monthly costs  
Tax research  $                  81.00 Pre-paid items    
Appraisal (fee varies)  $                 350.00 Estimated 15 days of pre-paid interest**  
Flood certification  $                  13.00 Tax escrow (3 months)  
Total lender closing costs Insurance escrow (3 months)  
Title company charges (call title company for quote)      
Lender's title insurance Total pre-paid expenses  
Endorsements to title insurance Details of transaction    
Other estimated title company charges  $                 450.00      
Survey (not needed if condo) Pay off mortgages  
Total title company charges Loan amount  
Government fees   Other fees entered  
Florida Intangible tax Total settlement charges  
County document stamps      
Government recording fee  $                 250.00      
Total Government fees      
Total closing fees (excludes pre-paids)      
Actual amounts vary, contact Bill Meyers at  toll free 877-994-9589 (cell phone)  *Prepaid interest varies from $0 to a full month's interest  
**Private mortgage insurance is estimated    
Taxes and insurance are shown in monthly cost for illustration even if not actually escrowed 

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                                                         For purchase closing costs click here 

 

Questions about this website?  Call Bill Meyers at toll free 877-994-9589

This website is not a solicitation for mortgage brokers
Rates vary with geographic location, lender, transaction type, credit scores and other factors
APR is abbreviation for annual percentage rate
Rates change frequently and these rates may not reflect the latest market conditions
Expressed interest rate may change or be unavailable at commitment or closing
Most rates based on primary residence, purchase transaction
Cash out refinance rates may be slightly higher
Some loans may have pre-payment penalties
Rates on some programs may require higher down payments
This is only a brief summary of rates and programs and possible fees, call for additional information on underwriting requirements
and program limitations.  Guidelines posted here are general in nature and subject to change without notice. 
Rates must be locked by phone or in person.
Mortgage calculators are believed to be accurate but results are not guaranteed
All information published on this web site is believed to be accurate but cannot be guaranteed, errors may occur
This site has been built and is maintained by Bill Meyers

Bill Meyers is employed as a  mortgage loan consultant for one of the nation's largest residential lenders.  Bill works as an employee and not a mortgage broker.  This is Bill's personal web site and not the official web site of  any bank or mortgage company.  Please consider all information posted on this site to be general in nature and representative of mortgage rates and policies that may be available from various sources.  Bill is located in Naples Florida during the winter months and Annapolis Maryland during the summer.  Bill can be reached on his cell phone at   toll free 877-994-9589 (cell phone)  or email


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